Obtaining/pulling your own personal credit report does NOT hurt your credit score in any way.
Credit scores are based on your credit history, so in order to have a great credit score....you’ll need a stellar credit report.
Your credit score is calculated based on five categories. Payment history, new credit, amounts owed, length of history, and types of credit.
Your credit score ranges from 300-850, the higher the score the lower your interest rates.
there are three major credit bureaus in the United Stated. They are Equifax, Experian, and Transunion.
Negative information reported on your credit report, like late credit card payments and collections stay on your credit for seven years.
You should always check your credit reports at least once a year.
Always stick to a budget while in college.
Set achievable milestones, and reward yourself as you reach them.
Live below your means, you never know when you might have a rainy day.
Never be afraid or ashamed to ask for help, we’ve all been there before.
Never pay full price for anything, there’s always room for negotiation.
Always try your best to keep your credit utilization rates at a maximum of 25%.
Never file personal bankruptcy
Respect is earned, it’s not a given.
Becoming the next (whoever) isn’t the answer, but becoming the best version of your self is!
Nothing Better Than Getting Away From Your Fake Friends For A While.
- Congratulations on making on our Top Twitter list!bit.ly/1Qow23S
Love the landscaping of this backyard.
Look forward to what's to come in Warner Center. fb.me/4goqVULLv
Hidden Hills Named California’s Richest Place govoc.us/AADEyJ
Hidden Hills make the Top 10 @Forbes
most expensive zip codes list. Most expensive zip code in SoCal via @Forbes onforb.es/1SGtHAj
- Congrats! You made our list of the June 2015 Top 100 Personal Finance Experts to Follow on Twitter - bit.ly/1FoO37R
The key to wealth is being generous; the more you give, the more you receive.
There are new mountains for you to climb. There are new opportunities coming your way. Dream big.
Happy mother’s day to all of the moms at children’s hospitals across the country. You’re our heroes.
Actually, young people SHOULD invest in their 401(k) plans... buff.ly/1OPnVJc
!! 39% of millennials worry about their financial future at least once a week, plan your financial future now
Most College Students Don't Earn a Degree in Four Years nytimes.com/2014/12/02/edu…
Thanks for your quote! I put it in today's article: bit.ly/1tDixgI
College graduates are saving about 10.9%, compared with 5.4% for people with some college on.wsj.com/144ryuC
as I said in my e-mail! I am looking forward meeting you, young bright minds and will have some great food as well!
– Always pay your bills on time. It's the most pivotal part of improving your credit score.
63% of millennials don't even own a credit card. A surprising fact that has deep ramifications: trib.al/8ehs1Bj
have a problem with work ethic? Think again, and stop bad-mouthing them: bit.ly/1or6kcJ
If your credit history is bad, you might have a tough time qualifying for that rental you love so much: onforb.es/1kp6TZ7
The Financial Literacy Gap Costs College Graduates Thousands onforb.es/1zIESAe
I have the most talented and beautiful chef in the world @ChefAimeki go follow her.
The first million is the hardest.
: @HaquanHuggins Happy Holidays from our family, to yours! Thanks for celebrating with us. xoxo” thanks for having me! 😊
"We are slaves to our words. We are owners of our silence."
Will smith said it best! Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like.
The temperature is back in the 80s in L.A. today. I'll tell you, that was a brutal winter.
Ya Live and You Learn! Never too old or too young to do that! Keeping it 💯❗️
You should never lease a house you cannot Afford to buy! That's how you end up BROKE! #OwnIt
A EDUCATION🎓 is ALWAYS important............#RememberThat